Stock Market Update
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DOW JONES INDUSTR
(DJI) |
|
Price |
12484.62 | |
Volume |
245,474,672 |
|
Financial Calculators
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Annuities
Annuities are long-term
investments with one distinct benefit: They give
investors a payout choice, where you receive a lifetime
income that cannot be outlived. You can arrange for
periodic payments over your lifetime or over the
lifetime of you and another person whom you designate.
These payments continue even if they exceed your
principal and earnings.
You can choose fixed annuities -- which are insurance
contracts in which the insurance company makes fixed
dollar payments to the annuitant for the term of the
contract. Or choose variable annuities, in which the
insurance company guarantees a minimum total payment to
the annuitant at the end of the accumulation stage.
Variable annuities can fluctuate, and earnings
accumulate and compound on a tax-deferred basis until
withdrawals begin at retirement.
Bonds
Bondholders are
creditors of the issuing company, not owners. Bonds pay
an interest rate, have a maturity date and are designed
to return your principal at maturity.
Stocks
When you purchase
stocks, you're buying a share of ownership in a company,
giving you the right to receive dividends, and a vote in
choosing the board of directors. You can choose between
a preferred stock and a common stock. A preferred stock
owner has priority over common shareholders for
dividends.
Mutual Funds
Mutual funds provide
you with the benefits of professional management,
diversification and liquidity. They are investment
management companies that pool money from shareholders
and invest that money in a diverse portfolio of
securities -- such as common stocks and bonds.
Other Financial Planning Services
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